NOTE: This article is very direct, and pulls no punches! If you are serious about making a change for the better, you should read the entire article now!

In today's article we're going to deal with cold hard facts and nothing else. No opinions, no fluff, and no candy coating the truth or pulling punches! This article is going to give you a close look at the reality of your current situation. Then let's get started!

With picky underwriters and lenders putting every loan underneath the microscope, it seems almost as if you're rolling the dice as to whether a loan (Even those with 720+ scores and good appraisals) will be approved or not. When you face a situation such as this, there are 3 things you can do:

1 - Generate more prospects (Of a higher quality)
2 - Close higher dollar loans
3 - Complain about the market (And remain stressed, broke, and angry)

Which would you rather do? If you're serious about remaining in this business, then you must choose now between closing a higher volume of loans, higher dollar loans, or do nothing? Do you have a preference?

The business of sales is not rocket science. While the process of sales and marketing may be difficult at times, there are only a certain number of challenges you will face, and a finite number of mistakes that can be made. (Often, it's the same challenges over and over again right?) If you feel as if you've tried everything, and absolutely nothing seems to be working for you, then the problem is not with the market, and it's not with the customers... The problem is most likely with your marketing/sales process. (This can be a bitter pill to swallow - But take heart in the fact that there is a solution!)

It's that small and elusive 10% that is missing and wreaking all sorts of havoc with your paycheck. Let's see if we can help you to identify the culprit by reviewing a series of essential elements that absolutely MUST be present within your current marketing plan and sales process. (No exceptions or excuses allowed here. If even one of the following elements is missing, then you are slowing down your ability to close more loans)

Here's what you need:

- Drip email
- Automated marketing elements (Auto-responder, web forms, etc.)
- Network of referral sources (Realtors for example)
- A minimum of 2 self-generated sources of leads (Not purchased leads, but self-generated)
- A database/lead management/CRM
- A way to establish credibility and differentiate
- A call to action you can add to your marketing